A Fresh Approach to Employee Benefits
Helping successful business owners build a better plan than they can get anywhere else
About Us
David Stein
I am an employee benefits consultant with more than 32 years of experience helping organizations design programs that balance cost and employee satisfaction. After earning a BA in Political Science and a Master’s in Public Administration, I founded my own consulting firm in 1993 with the goal of creating customized solutions rather than one-size-fits-all plans.
Since then, I’ve worked with businesses of all sizes, guiding them through health, dental, retirement, and wellness benefits. My focus has always been on building lasting relationships and delivering benefits strategies that make employees feel supported while helping organizations thrive.
Dale & Associates Services
Employee Benefits
Individual Benefits
Employee Benefits
We help organizations design and deliver employee benefits programs that attract top talent, support well-being, and align with business goals. We also partner with The Benefits Trust to offer Third Party Administration(TPA) and Administration Services Only(ASO)
Flexible Benefits
Individual Benefits
Employee Benefits
A flexible, cafeteria-style plan that lets employers control contributions while employees personalize benefits—and even add extra coverage via payroll. Ideal for budget-smart teams.
Individual Benefits
Individual Benefits
Individual Life & Critical Illness
Through leading providers like Canada Life, Sun Life, and Manulife, we offer individual health plans that give employees access to personalized coverage options.
Individual Life & Critical Illness
Individual Life & Critical Illness
Individual Life & Critical Illness
We work with a range of leading insurance carriers to provide life and critical illness policies that protect employees and their families. These plans offer financial security during life’s most challenging moments, giving your team peace of mind while strengthening your overall benefits package.
Retirement Programs
Individual Life & Critical Illness
Retirement Programs
We partner with Canada Life, Sun Life, and Manulife to deliver Group RRSP solutions that help employees save for the future while supporting your organization’s retention goals. Our tailored programs make it simple to offer meaningful retirement benefits that build long-term financial security.